Health Care over the last twenty years has been degraded to Mob tactics. I think you should buy fire insurance because your neighbor's house burn down last night. The number of administration restrictions between a patient and THEIR Doctors has grown four fold. How many people are between you and a your Doctor? If you have a Doctor, and most citizens do not, we have an insurance company.
Look at the big picture of this situation.
Doctors address a patient health concerns. Insurance companies are charted to make money and answer to their shareholders, they do not cure illnesses.
Two major points why this type activity violates common Constitutional rights to life, liberty and the pursuit of happiness.
1. Health Care is an individual's responsibility and should never be governed. Purchasing a Health insurance plan is purchasing a commodity like a house or food. Once a governing organization dictates what a citizen MUST purchase, the citizen is now subject TO the State, and is no longer free to make choices. If
Government must regulate an industry, then regulate the companies providing that commerce, and NOT the citizens that have elected the representatives of government.
2. Cost. The greater the number of administrative activities and regulations between the consumer and the provider the greater the cost. Examples of these types of cost overruns in the US are Health Care and Education. Free markets provide a competitive environment that drives quality and cost effective services and products. When government dictates a citizens choice to purchase goods and services that eliminates free trade.